Walter Bauer's Business Profile

About US

Walter Bauer

Walter is a co-founder of ALM Model Metrics, and has worked with a number of clients in the areas of asset liability management and risk management.

Prior to founding ALM Model Metrics, Walter had over 20 years of Financial Services industry experience at CIBC and BNS, two of Canada’s major banks. He is an accomplished and recognized leader in Asset Liability Management, Economic Capital and Risk Management.

Walter held a number of positions within the Treasury and Risk Management businesses.

He was responsible for ALM policy and strategy, and the implementation and management of a comprehensive ALM process. He had direct responsibility for the domestic balance sheet, liquidity policy and oversight responsibility for international operations.

Walter led the development and implementation of an economic capital and riskadjusted performance measurement and analysis process, called RAROC. His responsibilities encompassed policy, methodology and MIS, and all risk types, including credit, market and operational risk. Walter was a member of the Risk Management Leadership Group, where he played a key role in the Bank’s ERM implementation.

Walter works effectively with all levels of management, and is equally comfortable communicating with technical staff, executive management and the CEO and Board.

Professional Memberships

• Member and Past President, NALMA
  (National Asset Liability Management Association)
• CALMA (Canadian Asset Liability Management Association)

Education

• Masters in Mathematics, University of Waterloo
• MBA, Schulich School of Business, Toronto

Belinda Early

Belinda is a co-founder of ALM Model Metrics, and has worked with a number of clients in the areas of asset liability management and risk management.

Belinda has over 25 years of financial services experience. Prior to her career in consulting, Belinda was A/L Manager at Crestar Bank (now SunTrust), where she reported to the CFO and was responsible for all aspects of ALM including risk measurement, funds transfer pricing, capital allocation, liquidity management and the development of balance sheet management strategies.

Belinda is also an author, trainer and speaker. Her publications include: Banker's Guide to Funds Transfer Pricing, Bank Capital Management and Bank Treasurer's Manual. She has spoken and served as a panelist at the OCC's annual market risk examiner training seminar on "Best Practices Model Validation", a process she developed and uses in ALM Model Metrics.

Professional Memberships

• NALMA (National Asset Liability Management Association)

Education

• MBA, Virginia Commonwealth University